Investment Calculator: Visualize Your Wealth Growth

Watch your savings transform into a future fund.

Successful investing is a marathon, not a sprint. Our Investment Calculator helps you project the future value of your portfolio based on your starting balance, recurring contributions, and expected rate of return. By visualizing the “snowball effect” of compound interest, you can make informed decisions about your family’s financial security.

The Secret to Growth: Compounding

The true power of investing lies in compounding—the process where your investment’s earnings are reinvested to generate their own earnings.

Why Frequency Matters

The more often your interest is compounded (Daily, Monthly, or Annually), the faster your wealth accumulates. Most stock market investments are evaluated on an Annualized Return, but monthly contributions significantly accelerate the process by putting more capital to work sooner.

Strategic Investing for Families

On familyhealthcalc.com, we recommend considering these three pillars of investment health:

1. The Impact of Fees: Even a 1% management fee can eat away tens of thousands of dollars over 30 years. Always check the expense ratios of your funds.
2. Tax-Advantaged Accounts: * US: Maximize your 401(k) and Roth IRA.
   • UK: Utilize your annual ISA allowance for tax-free growth.
   • Canada: Take advantage of the TFSA and RRSP.
3. Inflation Protection: To see what your money will actually buy in the future, subtract the average inflation rate (usually 2-3%) from your expected return.